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The Wayne Agency
Our
Competitive Edge
Who We
Represent.
Our Company
History
Our Privacy Policy
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PURPOSE OF THIS NOTICE
Title V of the
Gramm-Leach-Bailey Act (GLBA) generally prohibits any
financial institution, directly or through its affiliates,
from sharing nonpublic personal information about you with a
non affiliated third party unless the institution provides
you with a notice of its privacy policies and practices, such
as the type of information that it collects about you and the
categories of persons or entities to whom it may be
disclosed. In compliance with the GLBA, we are providing you
with this document which notifies you of the privacy policies
and practices of this agency.
The GLBA further
requires that we inform you that you have a right to prevent
us from sharing nonpublic personal information about you with
a nonaffiliated third party for any purpose that is not
specifically authorized by law. Your right to prevent us from
sharing nonpublic personal information about you with a
nonaffiliated third party for a purpose that is not
specifically authorized by law is called your right to
“opt-out” of such information sharing.
OUR
PRIVACY POLICIES AND PRACTICES
I. Information we
collect:
We collect nonpublic personal information
about you from the following sources:
Information we
receive from you on applications or other forms.
Information
about your transactions with us, our affiliates, or
others.
Information we receive from a consumer reporting
agency.
Unless it is specifically stated otherwise in
an amended Privacy Policy Notice,
no additional
information will be collected about you.
II.
Information we may disclose to third parties:
We do
not disclose any nonpublic personal information about our
customers or former customers to anyone, except as permitted
by law.
III. Nonaffiliated third parties to whom
disclosures may be made
We disclose nonpublic personal
information about you only to nonaffiliated third parties as
permitted by law.
IV. Our practices regarding
information confidentiality and security:
We restrict
access to nonpublic personal information about you to those
employees who need to know that information in order to
provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with
federal regulations to guard your nonpublic personal
information.
V. Our policy regarding dispute
resolution:
Any controversy or claim arising out of or
relating to our privacy policy, or the breach therof, shall
be settled by arbitration in accordance with the rules of The
American Arbitration Association, and judgement upon the
award rendered by the arbitrator(s) may be entered in any
court having jurisdiction thereof.
VI. Reservation
of the right to disclose information in unforeseen
circumstances:
In connection with the potential sale
or transfer of its interests, this agency and its affiliates
reserve the right to sell or transfer your information
(including but not limited to your address, name, age, sex,
zip code, state and country of residency and other
information that you provide through other communications) to
a third party entity that (1) concentrates its business in a
similar practice or service; (2) agrees to be this agency’s
successor in interest with regard to the maintenance and
protection of the information collected; and (3) agrees to
the obligations of this privacy statement.
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